Bos BTN: Kehadiran Tapernas Bukan Menggantikan FLPP

Jakarta – PT Bank Savings invested in the Country support the efforts of the realization of the national housing Saving (Tapernas). Tapernas could be a complementary credit cheap Government Financing Liquidity Facilities through Housing (FLPP), and ultimately access for housing low-income communities (MBR) getting more and more open.

"Tapernas it will complement existing programs before, FLPP," said Director of BTN, Iqbal Latanro, Jakarta, Monday (14/8/2012).

BTN as market leader, housing financing, supports advanced Iqbal soon terealisasinya Tapernas. There are many advantages including; purchasing power is increasing because the MBR and M.B.M. debtors access to housing finance system wide open.

"So far there is indeed a missmatch, because of maturity funds available are short term, while required to procure a House is a long haul," said Iqbal in his written remarks.

Just get a source of practical BTN Fund up to two years in the form of savings, bank deposits and current account. There is also a source of funding from the capital markets but the tenor of the relatively short five to seven years.

But the discourse instead of Tapernas establishments without constraint. One of them was the idea of employer which also provides funds Tapernas. Of course employers don't want to add to the burden of their Compulsory Dues because of the Housing (IWP).

"If in his employer also must contribute to worker Tapera dues, then it will add the burden of costs would be relatively firm and resistensinya is very high," he explained.

(wep/dru)